Terms and Conditions

1. Introduction

Welcome to BateVest. The BATEVEST Web site (the “WebSite”) is made up of two Websites (batevest.com & batevest.us operated by Bates Mortgage Group LLC and its affiliated companies (“BATEVEST”). For your convenience, Bates Mortgage Group LLC may make available on the Web Site or elsewhere products, mobile applications, tools and utilities for use and/or download (the “Tools”). The Web Site and Tools are offered to you conditional on your acceptance without modification of the terms, conditions and notices contained herein (the “Terms of Use”). Your use of the Web Site and/or Tools constitutes your agreement to comply with these Terms of Use.

2. MODIFICATION

Bates Mortgage Group LLC reserves the right to change these Terms of Use without notice. You are responsible for regularly reviewing these Terms of Use since such changed terms will govern your continued use of the Web Site and/or the Tools.

3. PERSONAL AND NON-COMMERCIAL USE

Unless otherwise specified, the Web Site and the Tools are for your personal and non-commercial use. You may not modify, copy, distribute, display, perform, reproduce, publish, license, create derivative works from, transfer, retransmit, or sell any information, software, products or services obtained from the Web Site or the Tools. You may not use any computerised or automatic mechanism, including without limitation, any Web scraper, spider or robot, to access, extract and/or download any information, including without limitation, any currency exchange data, from the Web Site or the Tools.

4. THIRD PARTIES

Any dealings with third parties (including advertisers) included within the Web Site and the Tools or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions are solely between you and the advertiser or other third party. Bates Mortgage Group LLC shall not be responsible or liable for any part of any such dealings or promotions.

5. LINKS

The Web Site or the Tools may contain links to Web sites controlled or offered by third parties (non-affiliates of Bates Mortgage Group LLC). Bates Mortgage Group LLC disclaims liability for any information, materials, products or services posted or offered at any such linked sites. By creating a link to a third party Web site Bates Mortgage Group LLC does not endorse or recommend any products or services offered or information contained at such linked site, nor is Bates Mortgage Group LLC T liable for any failure of any products or services offered or advertised at such linked site. You are responsible for viewing and abiding by the privacy statements and terms of use posted at such linked site.

If you provide a link to BATEVEST’s Web Sites on your web site, you shall not indicate or suggest that BATEVEST is affiliated with, endorses or sponsors your web site or any non-BATEVEST web site, entity, service or product and shall not use any Bates Mortgage Group LLC trademarks without the express prior written permission of Bates Mortgage Group LLC.

6. UNLAWFUL OR PROHIBITED USE

As a condition for your use of the Web Site and/or the Tools, you agree that you will not use the Web Site or the Tools for any purpose that is unlawful or prohibited by these Terms of Use. The Web Site and the Tools are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. You may not use the Web Site or the Tools in any manner which could damage, disable, overburden or impair the Web Site or the Tools, the networks connected to the Web Site or the Tools, or interfere with any other party’s use and enjoyment of the Web Site or the Tools. You may not attempt to gain unauthorised access to the Web Site or the Tools, other accounts, computer systems or networks connected to the Web Site or the Tools by any means, including without limitation, hacking or password mining. You may not obtain or attempt to obtain any materials or information, including without limitation, any currency exchange information, through any means not intentionally made available through the Web Site or the Tools, including without limitation, through the use of any Web scraper, spider or robot.

7. USE OF COMMUNICATION SERVICES

The Web Sites and the Tools may contain bulletin board services, chat groups, forums or other communication facilities designed to enable you to communicate with others (collectively the “Communication Service”). You agree to use the Communication Service only to post, send and receive messages and material that are proper and, when applicable, related to the Communication Service. You may not use the Communication Service to defame, abuse, harass, threaten or otherwise violate the legal rights of others. You may not use the Communication Service to publish, distribute or disseminate any inappropriate, profane, discriminatory, obscene, defamatory, indecent or unlawful topic, message, material or information, or to advertise or offer to sell or buy any goods or services. Bates Mortgage Group LLC has no obligation to monitor the Communication Service, however, Bates Mortgage Group LLC reserves the right to review materials posted to the Communication Service and to remove any materials in its sole discretion. Bates Mortgage Group LLC reserves the right to terminate your access to the Communication Service at any time, without notice, for any reason whatsoever.

8. MATERIALS PROVIDED TO BATES MORTGAGE GROUP LLC (BateVest)

BATES MORTGAGE GROUP LLC does not claim ownership of any materials you provide to BATES MORTGAGE GROUP LLC (including feedback and suggestions) or post, upload, input, provide or submit to the Web Site for review by members of the general public, or by members of any public or private group (each a “Submission”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting BATES MORTGAGE GROUP LLC and its agents permission to use your Submission in connection with BATES MORTGAGE GROUP LLC ’s operation of the Web Site and its other businesses, including without limitation, the right to copy, distribute, transmit, publicly display, reproduce, edit, translate and reformat your Submission, and to publish your name in connection with your Submission, all without the payment of compensation to you in respect of any such use of your Submission. You warrant and represent that you own, or otherwise control, all of the rights to your Submission, including without limitation, the rights necessary for you to post, upload, input, provide or submit your Submission.

NO REDISTRIBUTION RIGHTS. You agree that you will not redistribute, copy, amend, or commercially exploit any materials found on the Web Site or the Tools without BATES MORTGAGE GROUP LLC (BateVest)’s express written permission, which permission may be withheld in BATES MORTGAGE GROUP LLC ’s sole discretion.

9. NO INVESTMENT ADVICE.

The information contained on the Web Site and the Tools has no regard to the specific investment objective, financial situation or particular needs of any specific recipient. BATES MORTGAGE GROUP LLC does not endorse or recommend any particular securities, currencies, or other financial products. The content published on the Web Site and the Tools is solely for informational purposes and is not to be construed as solicitation or any offer to buy or sell any spot currency transactions, financial instruments or other securities. BATES MORTGAGE GROUP LLC does not represent or guarantee that any content on the Web Site or the Tools is accurate, nor that such content is a complete statement or summary of the marketplace. Nothing contained in the Web Site or the Tools is intended to constitute investment, legal, tax, accounting or other professional advice and you should not rely on the reports, data or other information provided on or accessible through the use of the Web Site for making financial decisions.

• You should consult with an appropriate professional for specific advice tailored to your situation and/or to verify the accuracy of the information provided herein prior to making any investment decisions.

10. Disclaimer

Our platform is provided on an "AS IS" and "AS AVAILABLE" basis. We do not warrant that the platform will be uninterrupted, timely, secure, or error-free.

We do not make any warranties regarding the accuracy, reliability, or availability of our platform. You acknowledge that any reliance on our platform and its content will be at your own risk.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws applicable in the jurisdiction where BateVest is registered, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our platform after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use our platform.

13. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Email: info@batevest.com